TAX CALCULATOR

Property TransferTax Guide

When you buy a house, condo or land in BC you are subject to land transfer tax which is due upon closing.

TAX CALCULATION

How It'sCalculated

The Property Transfer Tax is calculated using the following tiered structure based on property value.

1%

First $200,000

Low Rate Bracket

Most affordable rate for properties under $200,000

2%

$200K - $2M

Standard Rate

Standard rate for most residential properties

3%

Over $2M

Luxury Rate

Higher rate for luxury properties over $2 million

TAX EXEMPTIONS

Save Money withExemptions

Qualified buyers may be eligible for significant tax savings through these exemption programs.

First Time Home Buyers

Up to $500,000 exempt

No PTT on homes $500,000 or less

Must live in property for first year

Full PTT applies over $500,000

If one or more purchasers don't qualify, only the qualifying buyer's percentage of interest is eligible for the exemption.

Check Qualification Requirements

Newly Built Home

Up to $750,000 exempt

No PTT on homes $750,000 or less

Includes new construction & condos

Full PTT applies over $800,000

Qualifying Properties:

  • • New house on vacant land
  • • New apartment in new condo building
  • • Manufactured home on vacant land
  • • Converted non-residential buildings
Learn More About This Exemption

Need Help withYour Purchase?

Our team can help you navigate property transfer taxes and find the right home that fits your budget and qualifications.

Always consult with a qualified real estate professional for specific tax advice